Downloads Home Resources Downloads Membership Membership Form Download Now rules of registration Download Now cgice key fact policy summary Download Now Building Regulations structure Download Now fire safty Download Now site preparation Download Now toxic substance Download Now passage of sound Download Now Download Now ventilation sanitation Download Now Drainage Download Now Download Now . If you Fast and secure cover with a BUILD WARRANTY Professional Consultants Certificate (PCC) with the option of 6 or 10 yr cover available Service and efficiency is our forte ensuring we provide the best technical advice and low prices guaranteed. Type of membership: Associate, Legal & General Assurance Society Ltd UK Finance represents nearly 300 of the leading firms providing finance, banking, markets and payments-related services in or from the UK. continue we'll assume you are happy to receive them. Our address is Level 2, 20 St Thomas St, London, SE1 9RG. Type of membership: Associate, Mortgage Brain Ltd Head office: 6-20 Russell Street, Nelson, Lancashire, BB9 7NJ Head office: Centurion House, 24 Monument Street, London, EC3R 8AJ The release of UK Finances Household Finance Review for Q3 2022 in early December came at a low point for the UK economy. Type of membership: Member, The Mortgage Works Type of membership: Member, Cheval Property Finance Plc In November 2015 it was confirmed that the Council of Mortgage Lenders would be merged with the British Bankers . Head office: 4 Thorpe Way, Grove Park, Enderby, Leicester, LE19 1SU Type of membership: Member, Derbyshire Home Loans Ltd Head office: One Globeside, Fieldhouse Lane, Marlow, Buckinghamshire, SL7 1HZ New American Funding: Best for low APR. The New Jersey Housing and Mortgage Finance Agency provides a variety of programs to assist prospective homebuyers and homeowners. We've worked closely with our providers to offer a Structural Warranty policy that is designed to meet your needs. Head office: Level 31, Mortgages, 8 Canada Square, London, E14 5HQ Head office: 7 Belton Road, Silsden, Keighley, West Yorkshire, BD20 0EE Protek Group Ltd is an Appointed Representative of Steve Wassell Insurance Management Ltd which is authorised and regulated by the Financial Conduct Authority. Type of membership: Member, Airdrie Savings Bank Type of membership: Associate, UKValuation Ltd Type of membership: Member, Newbury Building Society Head office: High Street, Chalfont St Giles, Buckinghamshire, HP8 4QB, DX 31951 CHALFONT ST PETER Type of membership: Member, HSBC Bank plc Type of membership: Member, Buckinghamshire Building Society Head office: Southport Business Park, Wight Moss Way, Southport, PR8 4HQ, DX 728540 SOUTHPORT 8 Type of membership: Member, Cumberland Building Society Type of membership: Member, Bath Investment & Building Society Type of membership: Associate, Retirement Plus Limited It. Our warranties offer a saving up to 50% compared to other Structural Warranties. fellow or member of the Royal Institution of Chartered Surveyors (FRICS or MRICS); or, fellow or member of the Institution of Structural Engineers (F.I.Struct.E or M.I.Struct.E); or, fellow or member of the Chartered Institute of Building (FCIOB or MCIOB); or, fellow or member of the Architecture and Surveying Institute (FASI or MASI) (only if in conjunction with a FCIOB or MCIOB qualification); or, fellow or member of the Chartered Association of Building Engineers (C.Build E MCABE and C.Build E FCABE); or, member of the Chartered Institute of Architectural Technologists (formerly British Institute of Architectural Technologists) (MCIAT); or, architect registered with the Architects Registration Board (ARB). Head office: 30 Church Street, Epsom, Surrey, KT17 4NL Type of membership: Member, Tipton & Coseley Building Society Head office: Waverley House, 7-12 Noel Street, London, W1F 8GQ Our independent professional monitoring team work for you and have no conflict of interest in your project. The Council of Mortgage Lenders was an industry body representing mortgage lenders in the United Kingdom . Head office: Northern Rock House, Gosforth, Newcastle upon Tyne, NE3 4PL, DX 60350 GOSFORTH Weve got a jam, Great work from our Customer Service team. Type of membership: Member, Dunfermline Building Society Type of membership: Associate, Salans Head office: Carmelite, 50 Victoria Embankment, Blackfriars, London, EC4Y 0DX Type of membership: Member, Earl Shilton Building Society Head office: Leicester Road, Melton Mowbray, LE13 0DG Type of membership: Member, West Bromwich Mortgage Company Limited Without an approved warranty in place, mortgage lenders may not release funds . A structural defect warranty is expected on a property of 10 years or less (a few lenders might expect 12). which Q can offer to satisfy the mortgage lending criteria. Type of membership: Member, Homeloan Management Ltd We have covered over 47,000 properties, with a GDV of 16bn. Type of membership: Associate, Jeffrey Green Russell mortgage approval rates fell by 87%. New build warranties can affect your mortgage application. 500: Atlanta: GA: 30328: Kip Buss (470) 307-3511: Western Alliance Bank: 2701 East Camelback Road, Suite 110: Type of membership: Associate, My Home Move Ltd They are normally for a period of 10 -12 years after completion and there are a range of warranty covers to suit all types of projects. Head office: John Frost Square, Newport, South Wales, NP20 1PX, DX 33240 NEWPORT (GWENT) Using an advisor makes applying for a mortgage incredibly easy and asking for help is a breeze as well. Do you know who offers mortgage services n the UK? Type of membership: Member, Stroud & Swindon Building Society Head office: Keith House, Redheughs Rigg, South Gyle Crescent, Edinburgh, EH12 9DQ We work with members to support the UK as a global leader in financial services. Head office: Portman House, Richmond Hill, Bournemouth, BH2 6EP Type of membership: Member, Allied Irish Bank (GB) Company number 10250295. Type of membership: Member, Yorkshire Bank Type of membership: Member, Catholic Building Society However, most buildings are covered by this warranty as it is required by lenders. . Type of membership: Member, Leek United Building Society PNC: Best for traditional . Type of membership: Associate, Willis Limited Type of membership: Member, Church House Trust Plc Head office: 35 Portman Square, London, W1H 6LR It means lenders will not release the mortgage funds until your solicitor has received confirmation from the builder that the property has passed a pre-handover inspection by NHBC or another warranty provider. Type of membership: Member, Saffron Building Society Head office: Progressive House, 33-37 Wellington Place, Belfast, BT1 6HH, DX 4230 NR BELFAST 26 Type of membership: Associate, Cardif Pinnacle Type of membership: Member, Ahli United Bank (UK) plc Type of membership: Associate, Legal Marketing Services Limited Type of membership: Member, edeus mortgage creators Limited Type of membership: Associate, Optima Legal Services Ltd Advantage is one of the UK's leading specialists in structural warranties, with over 85 years of experience in this field. Though warranties are a standard requirement when obtaining a mortgage over a new build property, they should not be relied upon. Leaseholders and prospective buyers will now have more clarity on purchasing homes with building safety issues following a key update from mortgage lenders and the Royal Institution of Chartered Surveyors (RICS). Authorised and Regulated by the, There are lots of different warranty schemes in existence and each mortgage lender will have their own standards of which schemes are acceptable. Scam Warning: Paragon Bank PLC/ Paragon Mortgages(2010) Ltd, Precise Mortgages (Charter Court Financial Services Ltd), Scottish Widows plc see Lloyds Banking Group. The industry welcomes the Financial Conduct Authoritys (FCA) guidance for firms supporting their existing mortgage borrowers impacted by the rising cost of living (the Draft Additional Guidance). Head office: Permanent Building, Regent Street, Barnsley, South Yorkshire, S70 2EH Type of membership: Member, Intelligent Finance Head office: 4 Queens Square, Belfast, BT1 3DJ It helps people to get pre-qualified and pre-approved by lenders so they can purchase a residential property. Type of membership: Member, Godiva Mortgages Limited The policies are approved by The Council of Mortgage Lenders. Head office: One Globeside, Fieldhouse Lane, Marlow, Buckinghamshire, SL7 1HZ Type of membership: Member, Barnsley Building Society Head office: 51-55 Duke Street, Barrow-in-Furness, Cumbria, LA14 1RT, DX 63922 BARROW Customers benefit from building control and risk management expertise from a network of more than 3,500 surveyors. Guaranteed Rate: Best for variety of loan types. Scam Warning: We are aware of a potential scam involving people being offered loans for an upfront fee by an individual posing as a representative of UK Finance. Head office: PO Box 232, 51 Newmarket Road, Cambridge, CB5 8FF, DX 133158 CAMBRIDGE 8 Type of membership: Member, Capital Bank Mortgages Ltd Our surveyors can be appointed and on site within a matter of days. Head office: St Crispins, Duke Street, Norwich, NR3 1PD, 5245 NORWICH Head office: 15 Queen Square, Bath, BA1 2HN Head office: 8 Hill Street, Berkeley Square, London, W1J 5NG If a property development is to be sold, rented or financed against upon completion, a form of comfort that is recognised by UK Mortgage Lenders will need to be in place, as detailed within the UK Finance Mortgage Lenders handbook for conveyancers. Goto the Blog. Type of membership: Member, Future Mortgages Ltd Simplicity is our core marketing principle. Type of membership: Member, Market Harborough Building Society Head office: Henry Duncan House, 120 George Street, Edinburgh, EH2 4LH Head office: 56 Stirling Street, Airdrie, ML6 0AW Head office: Lexicon House,, 17 Old Court Place, London, W8 4PL Type of membership: Member, Teachers Building Society . Type of membership: Member, Platform LABC Warranty works in partnership with Local Authority Building Control to provide structural warranty services for developers, builders and housing providers. At PMJ Risk Solutions we have excellent relationships with many of the UK's top Warranty providers and you can be sure we will find the best product for you, with a quality and secure market. Type of membership: Member, Standard Life Bank Ltd PNC Bank: Best for . Type of membership: Member, Clydesdale Bank plc Head office: 1 More London Place, London, SE1 2AF When you buy a new build or a recently converted property your mortgage lender will require you to gain a warranty to protect the building. Below is a list of lenders that currently accept the Build-Zone Structural Warranty for self-builds. Type of membership: Member, E-Mex Home Funding Ltd Registered address: 1 Angel Court, London, EC2R 7HJ It must be administered by a professional consultant, like an architect. 7 Best Home Warranty Companies [2023] 7 Best Home Security Systems [2023] More Reviews; . Type of membership: Associate, Addleshaw Goddard An architect must be registered with the Architects Registration Board, even if also a member of another institution, for example the Royal Institute of British Architects (RIBA); or, fellow or member of the Institution of Civil Engineers (FICE or MICE)., For more information on warranties, or to consider your own position in relation to any of these issues, please do not hesitate to contact, Lifetime ISA but specifically with regard to buying property, Boundary Agreements and Determined Boundaries, Guide to Leicester Solicitor City Centre Estate Agents. Kent, UK Finance works with and on behalf of UK mortgage lenders banks, building societies, specialist lenders (including those who are authorised to service mortgages) to provide a single voice for the industry and promote sustainable housing finance in the UK. The information contained within Criteria Brain is for advisor use only but by completing the simple form, you could be speaking to an advisor who can answer this question and many more. As a general rule, warranty schemes are preferable as there is no need to prove fault on the part of the warranty provider, as is the case with a CML Certificate. Type of membership: Associate, TietoEnator The UK government does not require homeowners to take out new build 10 year warranties on their new buildings. By contract, when a consultant provides a CML Certificate they confirm that they have supervised the building of the property and that it has been built to a satisfactory quality. Head office: Po Box 183, Donegall Square West, Belfast, BT1 6JS Type of membership: Member, Money Partners Holdings Limited Type of membership: Associate, Landmark Information Group Ltd Regardless if you are a property developer, house builder or private client looking to do their own Self-Build . Our members undertake an estimated 97 per cent of the UKs residential mortgage lending. Type of membership: Member, Tiuta PLC footnote. Type of membership: Associate, UBS Limited Head office: 180 Brompton Road, London, SW3 1HQ Head office: Bakers Court, Bakers Road, Uxbridge, Middlesex, UB8 1RG A PCC is widely recognised and accepted by over 85% of high street lenders as an alternative to a structural warranty and can enable a buyer to obtain a mortgage. Unit 2, Enterprise Way, Confirmation from the 'scheme provider' that the . Type of membership: Member, DB UK Bank Limited Type of membership: Member, National Westminster Home Loans Type of membership: Associate, Mazars LLP If you have any questions regarding mortgage lenders, or do not see your lender on this list, please contact us via email or call us on 01603 218288. In some cases this may mean working with .. Head office: Warwick House, 737 Warwick Road, Solihull, B91 3DG, DX 14038 SOLIHULL 2 Head office: 43 Church Street, Reigate, Surrey, RH2 0AE, DX 54107 REIGATE-2 Approved Mortgage Lenders. Type of membership: Associate, Hometrack Data Systems Ltd Head office: Oakfield House, PO Box 600, Binley Business Park, Coventry, CV3 9YR CMLC are specialist providers of 10 Year Structural Warranties and we can also offer a range of other services such as Valuations and Bank Monitoring. Type of membership: Member, Chesham Building Society Head office: 70 Owen Street, Tipton, West Midlands, DY4 8HG, DX 700152 TIPTON UK Finance Limited trading as UK Finance. Currently our key priorities are supporting homeowners affecting by fire safety concerns; helping mortgage prisoners caught out by regulatory changes to mortgages; supporting people affected by the coronavirus pandemic; and helping to create a sustainable and green future for housing. Mortgage lenders have expressed concerns about the levels of knowledge among mortgage advisers about the later life lending market. The Council of Mortgage Lenders (CML) is the UK association which speaks on behalf of the UK mortgage industry. . Head office: 25 Cabot Square, Canary Wharf, London, E14 4QA Type of membership: Member, North Yorkshire Mortgages Limited The CML has provided a list of which schemes are accepted by each lender here. MD Insurance Services Ltd. is the scheme administrator for LABC Warranty and is authorised and regulated by the Financial Conduct Authority. The UK Finance lenders' handbook provides comprehensive instructions for conveyancers acting on behalf of lenders in residential conveyancing transactions. LABC Warranty has been developed in conjunction with the Local Authority Building Control and designed to provide developers and individuals working with their Local Authority a credible Latent Defect/Structural Warranty product, which caters for their needs. Keep up to date with news from LABC Warranty and share our regular technical articles written by industry experts with your colleagues and stakeholders. Type of membership: Member, Bank of Ireland Home Mortgages Ltd Type of membership: Associate, Capstone Mortgage Services Limited Head office: Citigroup Centre, Canada Square, London, E14 5LB Head office: 13 Cleveland Row, London, SW1A 1DH We're passionate about helping our Developers & Builders to get it right-first-time and provide real support and assistance - so when you work with Q, you can get a whole lot more than a simple warranty. Type of membership: Member, Leeds Building Society Head office: 76 Upper Ground, London, SE1 9PZ Type of membership: Associate, John Collins & Partners LLP Type of membership: Member, Basinghall Finance PLC Type of membership: Associate, All In Property Services Limited Head office: Woodland Place, Pinetrees Road, Norwich, Norfolk, NR7 9EJ PenFed Credit Union: Best credit union for mortgages. Use tab to navigate through the menu items. Campions Solicitors Fixed Fees for Legal Work. Our warranties are recognised by the vast majority of mortgage lenders and can be used to raise a mortgage. An Architect must be registered with the Architects Registration Board even if also a member of another institution, eg The Royal Institute of British Architects (ARIBA). This week we published our housing and market forecasts for 2023 and 2024. Type of membership: Associate, Barnetts Solicitors The CML has provided a list of which schemes are accepted by each lender. Head office: Merchant House, 30 Cloth Market, Newcastle Upon Tyne, NE1 1EE Head office: 7 St. James Square, Manchester, M2 6XX Type of membership: Member, Northern Bank Ltd Type of membership: Member, Ocean Money (II) Limited You can use the search function to find a range of UK Finance material, from consultation responses to thought leadership to blogs, or to find content on a range of topics from Capital Markets & Wholesale to Payments & Innovation. @ProtekWarranty rang of retrospective warranty is becoming increasingly popular with people who already have an arc https://t.co/XlFcDfEt4g, RT @Frame_Tech: Todays the day! Lenders. Head office: Kernow House, Newham, Truro, TR1 2XP Rent-a-roof schemes saw companies offer free solar panels in exchange for being able to sell the excess electricity produced. Q is an Appointed Representative of Steve Wassell Insurance Management Ltd which is authorised and regulated by the Financial Conduct Authority - Reg. This can be accessed on-line viahttps://lendershandbook.ukfinance.org.uk/lenders-handbook/. Type of membership: Associate, Fitch Ratings Ltd Head office: Stewart House, Pynes Hill, Strathclyde Business Park, Exeter, EX2 5AZ Best for no fees: Ally Bank. Head office: 226 Sheen Lane, London, SW14 8LD Council of Mortgage Lenders approved; . Head office: 30/31 Queen Street, Edinburgh, EH2 1JX Head office: Citigroup Centre, Canada Square, London, E14 5LB Type of membership: Member, Harpenden Building Society Head office: Eldon House, 2 Eldon Street, London, EC2M 7UA We are listed in the UK Finance (Old CML) Handbook and the Building Societies Association Mortgage Instructions, which describe each lenders' specific requirements. Type of membership: Associate, KPMG LIBF Later Life Lending - Register your interest, The outlook for households brightens slightly but many will still need support from their banks, A New Years resolution for security over Scottish shares, Guidance for firms supporting their existing mortgage borrowers impacted by the rising cost of living response from UK Finance, Mortgage market forecast to be weaker amid affordability pressures, Mortgage lending to fall 15 per cent next year, returning to pre-pandemic levels, Dont let money worries dampen your festive spirit, Half of new first-time-buyer mortgages have terms over 30 years, up from a quarter ten years ago. 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