Rewards. Initial and ongoing eligible direct deposits are required for overdraft coverage. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. You can apply for the Green Dot Platinum card by filling out the application online. Apply For Green Dot Platinum Credit Card. Visit GreenDot.com today. WalletHub Answers is a free service that helps consumers access financial information. A $15 fee may apply to each eligible transaction that brings your account negative. go to creditcards.com homepage Credit Cards Visa Credit Cards Green Dot Visa Secured Credit Card ADVERTISER DISCLOSURE Partner Offer Green Dot Visa Secured Credit Card No Credit History Apply now at Green Dot's secure site Balance Transfers Intro APR N/A Purchases Intro APR N/A Regular APR N/A Annual Fee N/A Most people who apply for a Green Card will need to complete at least two formsan immigrant petition and a Green Card application (Form I-485). All Credit Cards, Search Overall Satisfaction Rating. Other fees may apply. Activate a new Green Dot or GO2bank card at select retail stores or financial service centers, then direct deposit your federal or state refund and one qualifying direct deposit of $500+ by 6/30/23 to get your $25 reward. Bureaus. Partner terms and conditions apply. Visit GreenDot.com today. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Based on Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees:https://www.fdic.gov/resources/consumers/consumer-news/2021-12.html, https://files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf. Check the data at the top of this page and the bank's website for the most current information. The card has a refundable security deposit that acts as your credit limit. APY may change before or after you open anaccount. Apply for a Credit Card Online from Discover Discover Credit Cards Apply for a Credit Card Compare and apply for the best credit card for you Discover credit cards include rewards like cash back or miles so you can pick the best rewards credit card for you. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. See your Cardholder Account Agreement for details. Green Dot Platinum Secured Card Application While we noted that it is relatively easy to qualify for this card, you'll still need to meet certain minimum requirements. Good-Excellent Credit. Most importantly, all information is Safe and Secure! All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Once there, your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails, if specific deposit insurance requirements are met and your Card is activated. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. Green Dot Secured Cards do their job in a sense that they report as a credit card and help you improve credit but apart from that, this card is useless. GO2bank cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. Opt-in required. Calculator, See All Must be 18 or older to purchase. Like every other card on this list, the Green Dot primor Visa Classic Secured Credit Card doesnt require a credit history or credit check. We offer secure mobile banking that allows you to conveniently manage your account from making deposits, to sending money or paying bills. The basic eligibility to apply for HSBC Platinum Visa Credit Card is provided below: Minimum age of the applicant must be 18 years and maximum should be 65 years. Limits apply. Calculator, Auto Fees and limits apply to debit card transfers. Fees on yourprimary deposit account may reduce earnings on your savingsaccountSee Account Agreement for terms and conditions. Account must be in good standing and chip-enabled debit card activated to opt in. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. Terms and conditions apply. All Blog Posts, Mortgage Other limits may apply. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Truth about Credit Repair, All Opt-in required. Annual Fee: $75/99. APY may change before or after you open an account. You have to: Be at least 18 years old Have a verifiable physical U.S. home address Pay a security deposit Provide: Your Name Address Date of Birth Social Security number Home Depot Credit Card Application Online1.To get started, visit website at homedepot.com/applynow.2.Click on "Credit Services" at the top of the page.3.Scroll down to the Consumer Credit card area and click "Apply Now" to apply for Home Depot card4.Enter your first and last name, your email Chase Freedom Unlimited credit card You're . If youre ready to start building your credit, then a Green Dot secured credit card may be the right option for you. Learn more. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Ingo Money is a service provided by First Century Bank, N.A. Get, Search Earn 5% back on in-store purchases at Walmart using Walmart Pay for the first 12 months after approval. Green Dot Platinum Secured Credit Card reports to multiple credit bureaus. You may want to hire a professional before making any decision. Review the fees, rates, and charges thoroughly. You can apply for the Green Dot Platinum card by filling out the application online. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Partner terms and conditions apply. Wallethub doesnt charge for this service. No monthly fee when you direct deposit $500 or more in the previous monthly period. When you click on the "Apply Now" or "Learn More" button, Finance Globeis connecting you to the offer or 3rd party website. 2.00% Annual Percentage Yield (APY) as of January 2023. 4 stars. Welcome to the Green Dot Bank Credit Card web site. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visitcfpb.gov/complaint. You can be the first one to help by Thank you for considering Golden 1 Credit Union. Plus, it has a $0 annual fee. Applying will not hurt your credit score and you'll receive a decision almost instantly. The Green Dot customer service phone number is (866) 795-7597. See app for free ATM locations. Green Dot Platinum card is issued by Green Dot Bank, Member FDIC. Higher than average purchase APRs. Overdraft protection up to $200 If your application is timed-out due to inactivity, you must start the application from the beginning. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. See Deposit Account Agreement (PDF) for terms and conditions. for Bad Credit, Cards to Improve Credit, Removing Limits and fees may apply. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. Once approved, your card should arrive in 7-10 business days. Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. 2 stars. Early direct deposit availability depends onpayor type, timing, payment instructions, and bank fraud prevention measures. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Feeson your primary deposit account may reduce earnings on your savings account. Pros. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739. Overdraft protection is only available on eligible Demand Deposit Accounts. APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT Last Revised: 4/2018 Download PDF APY may change before or after you open an account. Uses for this type of card may include budgeting funds, adding deposits for later use, building a credit rating (if issuer reports to the credit bureaus), and possibly more.This card contains the brand of Visa, where acceptance is global. Or no credit? Limits apply. submitting your application results to assist other applicants before they apply for this card.There have been no approvals in our internal system that we can calculate for this card. Simple spending freedom with no monthly maintenance fee just pay per use.*. American Express. Green Dot and GO2bank mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. Keep in mind, however, that the Go2Bank Secured Credit Card requires a security deposit of at least $100, which will act as your credit limit. Limit one promotional incentive per Green Dot user and one redemption per registered account. What is the Green Dot customer service phone number? * Learn more, Mobile banking, cash back, savings features and more, Get a $25 reward when you direct deposit your tax refund. Florida, Illinois, Minnesota, New Jersey, and West Virginia are excluded from Credit Card Bill Pay transactions. 2.00% Annual Percentage Yield (APY) as of October 2022. If you can't activate your Green Dot card, you should contact customer service at (866) 795-7597. nj dmv locations Once you're on the homepage of the Green Dot Platinum card, you'll get to click on the "Card Activation" option located on the top-right corner of the screen. Savings account rates arebased on the $2,500 product tier of insured depositoryinstitutions for which data is available. visit GreenDot.com/DollarTreeTaxReward, Green Dot offers 3 cards to shop, save, send money and more. Unlike a traditional credit card, Green Dot's prepaid cards do not let you use more money than is on the card. APY maychange before or after you open an account. This answer was first published on 09/02/20. Your Credit, Monitoring 2.00%Annual Percentage Yield (APY) is accurate as of October 2022. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. Snapshot of Card Features. Cards for Bad Credit, All Deposits under any of these trade names are deposits withGreen Dot Bank and are aggregated for deposit insurancecoverage up to the allowable limits. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. for a New Line of Credit, Cards Log into your account and refer to your Account Agreement to check feature availability. Updated February 17, 2022 The Green Dot Platinum Visa Credit Card is a secured credit card that doesn't require a credit check when you apply. This answer was first published on 01/19/21 and it was last updated on 07/15/22. American Express . Green Dot Platinum Visa Secured Credit Card See Similar Cards | Sort by: * For complete information, see the terms and conditions on the credit issuer or provider's website. Fuel surcharge waiver. These types of accounts allow consumers with subprime credit access to a line of credit that helps them establish a positive credit history. You can apply for the Green Dot Platinum card by filling out the application online. You may want to hire a professional before making any decision. Visit https://ingomoneyapp.com/terms-conditions/for complete details. To access and spend the money you have set aside, simply transfer it from your Vault back to your card. You should expect a final credit decision within a couple of weeks, but normally much sooner.Community Opinion:There are no reviews. Law Review, CreditRepair.com Card Reviews, How Mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. When you click on It, Cards That Are Easy to $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Green Dot cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. Apply only if you have enough money to fund the necessary security deposit as it will be needed before you can be approved. for No Credit, Cards Account must be in good standing and chip-enabled debit card activated to opt in. Fees on your primary deposit account may reduce earnings on your savings account. ReportingBuild It, Identity ProtectionGuard Pick up a card at a retail store near you! Interest is paid annually on the average daily balance of savingsof the prior 365 days, up to a maximum average daily balanceof $10,000 and if the account is in good standing. Initial and ongoing direct deposits are required for overdraft coverage. Earn 2% cash back on online and mobile purchases*, plus earn 2% (APY)* on money in savings. Account must be in good standing and chip-enabled debit card activated to opt-in. Cash back cannot be used for purchases or cash withdrawals until redeemed. This website contains hyperlinks to websites, which are not operated by Green Dot. About Loans, Credit Meanwhile you can make the security deposit online with a debit card, free of charge, or with cash at any participating retail store for $4.95 after your card arrived. Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).Approval Rate:Currently, we have no applicant results in our system. All Products, Customer Cards, Cards Does not offer a signup bonus. Do you have bad credit? APY may change before or after you open an account. Your funds will be held at or transferred to Green Dot Bank, an FDIC-insured institution. A $5 card replacement fee will apply. The average national savings account interest rate of 0.21% isdetermined by the FDIC as of 10/17/22. The offers that appear on this site are from companies from which CreditCards.com receives compensation. CreditCards.com credit ranges are derived from FICO Score 8, which is one of many different types of credit scores. Savings account rates arebased on the $2,500 product tier of insured depositoryinstitutions for which data is available. Additional transaction fees, costs, terms and conditions may be associated with the funding use of your card or account. Terms and conditions apply. Apply for a secured credit card. Other card fees apply. The APR is 19.99%* Fixed. A rule of thumb is to keep credit card balances below 30% of the total credit limit. Does not offer rewards or cash back. For general information about prepaid accounts, visitcpfb.gov/prepaid. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Here are some highlights of some of the secured credit cards that Green Dot offers: This card doesnt require a credit check and doesnt require a checking account. Limits apply. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. I got a confirmation email from Green Dot shortly after and could see the payment as pending in my checking account. When on a mobile device, tap on * to view disclosures. Home See app for free ATM locations. All third-party names and logos are trademarks of their respective owners. Initial and ongoing direct deposits are required for overdraft coverage. Platinum.GreenDot.com/Activate Instructions Acquire a GreenDot Platinum card Wait for it to arrive in the mail Once arrived visit platinum.greendot.com/activate Follow the on-screen instructions to activate the card One activated the GreenDot Platinum card will be immediately available for use. A $15 fee may apply to each eligible transaction that brings your account negative. APR Cards, Balance Your card will be deactivated and a new one sent. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Green Dot does not endorse or sponsor this offer. National rates are calculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions and branches for which data are available. Additional customer verification may be required. See Account Agreement at GreenDot.com for terms and conditions. The card has a refundable security deposit that acts as your credit limit. You dont need a checking account to apply for one of these cards. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your Green Dot transaction history. APY may change before or after you open an account. Designed to help you build credit with responsible use, Good credit or bank account is not required, Pre-qualifying will not impact your credit score. This is a secured card that does not issue a traditional line of credit. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. However, all credit card information is presented without warranty. 2.00% Annual Percentage Yield (APY) as of October 2022. You can make your monthly payments at any participating retailer. Overdrafts are paid at our discretion. Accounts, How to Repair Your How Active GO2bank account required to receive eGift Cards, eGift Card merchants subject to change, as well as the percentage of cash back from each merchant. Overdrafts are paid at our discretion. Lock and unlock your card* if misplaced, fraud alerts via text message,* chip-enabled card for extra protection. Go to Settings, Manage Card. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. We are committed to being fully transparent with our readers. The Green Dot Bank Privacy Policy does not apply to the linked site and you should consult the Privacy Policy on that site for further information.. The Green Dot Platinum is a good option when it comes to credit building, since it is a secured card, doesn`t do a credit check, and reports to the three major credit bureaus: TransUnion, Experian and Equifax. Should be a resident of the cities in which the credit card is offered. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. The Green Dot Platinum is a good option when it comes to credit building, since it is a secured card, doesn`t do a credit check, and reports to the three major credit bureaus: TransUnion, Experian and Equifax. Wallethub doesnt charge for this service. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Limits apply. Card Details. Card balance limits apply. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. In, Green Dot Platinum Visa Secured Credit Card, Green Dot Primor Visa Gold Secured Credit Card, Green Dot primor Visa Classic Secured Credit Card, Do not sell or share my personal information. your account or get connected to a customer service representative. Subject to other banks restrictions and fees. The Visa Card is issued by Green Dot Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service, Track spending and payments with email alerts. Fees on your primary deposit account may reduce earnings on your savings account. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. See app for free ATM locations. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Unapproved checks will not be loaded to your card or account. 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